Quick and easy loans, where to get them?
Nowadays, it is possible to get a loan almost instantly, very easily and without paperwork.
With the entry of financial entities that operate 100% online into the financial sector, the procedures to request a loan have been streamlined and simplified to the maximum. In addition, any traditional bank currently has its online banking and/or mobile app where its customers can easily operate.
With these, we are going to indicate the 2 types of quick and easy loans that can be acquired online along with their characteristics and how to apply for them.
There are two types of fast credits that we describe below:
Pre-granted loans (through financial entities)
They are so called because it is your bank that offers us this type of credit , generally through advertising or messages on its website. It depends on the bank, but the normal thing is that we can obtain a credit that ranges between $5,000 and $30,000.
The requirements that they are going to ask you in order to get approved for a pre-granted loan are quite logical and easy to fulfill. Obviously, what they are going to look at is that you have good financial health.
The first thing they will take into account is that you have been linked with them for some time, that is, fidelity. You need to have an undisclosed credit history and availability of liquidity. In addition, the fact of having direct debit payroll and receipts, contracted cards, etc. will also add up.
Thus, without the need to go to our usual bank, without tedious bureaucratic procedures and without having to return to the entity to present that missing document, you will have your loan ready.
You just have to fill out an online form to have immediate access to the requested financing. It will take but a few minutes and you will have the money available in a matter of hours.
Mini credits and fast credits (offered by private companies)
Facing an extra expense or financing a trip are some examples of what these types of instant loans are used for. Here we are going to make a small distinction:
With the mini credits, we can ask for between $300 and no more than $1,000. We can choose the time in which to return it, but it does not usually exceed 30 days. Keep in mind that it is normal for them to include daily interest.
The fast loans allow us to obtain amounts of up to $5,000. Usually, the interests are somewhat higher than those of conventional banking.
In both cases, the dynamics is the same as with pre-granted loans. That is, you can request it via the Internet and your money will be available in a matter of hours.